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Jan. 8, 2011

Property Tax Breaks for Seniors. Will This Work For You?

If you are a California property owner and are thinking of selling your home and either you or your spouse are 55 years or older, then you may be eligible for Proposition 60/90 which will allow you to buy a new home and maintain the same property tax assessment as your current residence.

•    Prop 60 allows replacement of a primary residence with a new home of equal or lesser value along with the transfer of the Prop 13 assessed value from the old home to the new home.

•    Prop 90 allows counties to elect to accept transfers of Prop 13 values for moves from other counties when a primary residence is replaced with a less expensive home. 

As of December 28, 2010, there are eight counties which participate and accept Proposition 90. They are Alameda, El Dorado, Los Angeles, Orange, San Diego, San Mateo, Santa Clara and Ventura. 

The following are eligibility guidelines for the Prop 60/90 “Senior Exclusion”:

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Posted in Real Estate Taxes
Dec. 9, 2010

Always Get a Home Inspection

Always Get a Home Inspection

Always, always get a Home Inspection from a Professional Home Inspector.  So, what is the purpose of a home inspection??  Why would you (buyer) spend $300-$500 for a Professional Home Inspector to spend 2-4 hours to inspect a home you may or may not actually end up buying??  What can the Inspector do if he/she cannot lift the carpet, move furniture, look into the walls??  How do you really know the condition of the home?  Below, I will answer all these questions and do my best to explain why “every buyer” should absolutely pay for a Professional Home Inspection.

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Posted in Home Inspections