Important Real Estate Information

July 23, 2012

New Foreclosure Law - California Homeowner Bill of Rights

Have you missed a few payments in the last few months?  Are you thinking about selling your house short (Short Sale) or applying for a loan modification? Are you worried about losing your home?  If you are losing your home, is it going to be foreclosed properly?  ...

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April 4, 2012

How to find the right licensed contractor in the San Diego area.....

How to find the right licensed contractor in the San Diego area....

One of the most common questions I get from my buyers and sellers is "Do you know a good contractor?"  One of the upsides to this lousy economy is the abundance of good contractors begging for work ...

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Jan. 23, 2012

Real Estate Terms and Definitions

Real Estate Terms and Definitions

1.    REO -- Real Estate Owned.

2.    Adjustable Rate Mortgage (ARM) -- mortgage in which the interest changes according to fluctuations in an index.   All ARMs are tied to indexes.

3.    Amortization Schedule -- A table which shows how much of each ...

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Nov. 10, 2011

HARP Program

Own a house that is "under water", "upside-down," in other words, you owe a ton more than it's worth?

There are millions of homeowners who are "under water" on their mortgages and think there is no chance of refinancing - but wait, there may still be hope.

A few weeks ...

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Aug. 22, 2011

San Diego Home Buying Tips

If you've never purchased a home before, you need to read this before you do.

My name is Dale Downing and I've been a Realtor in San Diego County for last 8 years helping buyers purchase homes all over San Diego county.  If you follow the steps ...

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March 11, 2011

Own a Rental Property in San Diego County?

Do you own a rental property here in San Diego?  What about in anywhere in California or any other state for that matter?  Guess what?  If you're the owner of a single unit of rental property, starting this year you must begin tracking all your vendors ...

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Jan. 19, 2011

New California Real Estate Laws that will affect You!

To all my San Diego County Clients

1. There are no more Short Sale Deficiencies (primary residences only):  Starting January 1, 2011, a sellers first trust deed lender cannot obtain a deficiency judgment against the seller after the short sale (the bank or investor cannot come after you for ...

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